Real estate appraisal services for homeowners in the city of Lexington and Lexington County

The top 7 reasons why SC homeowners use Action Appraisals:

  1. Find the right listing price (whether you're using an agent or selling the home on your own)
  2. To challenge a SC property tax assessment
  3. Remove PMI to lower a mortgage payment
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a SC divorce, where real estate property needs to be divided
  7. Determine the true market value of property in question to settle an estate in Lexington county or SC

Need help deciding the price of your house in or near Lexington, SC?
Contact Action Appraisals.

We at Action Appraisals understand the special needs of a customer in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Action Appraisals, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is a very valuable negotiating tool once you have an attainable buyer. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much your home is worth. Interested buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value conclusion than yours.

Appraisals to remove PMI

A popular way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Action Appraisals, we're veterans in helping customers just like you rid yourselves of unneeded and unwanted PMI insurance.

Challenge Lexington county's assessment of your property

Your local tax assessor may have your house overvalued if your home not appreciating as much as other properties close by. That means you are going to pay more taxes than you should. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from Action Appraisals is your chief weapon when challenging your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow angle. A professional appraisal from Action Appraisals can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a veteran appraiser to double-check your appraisal for preciseness, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? Action Appraisals offers field reviews where we'll go out and check the subject and comparables. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. Even though this is typically requested by banks, you may need to use this service if you suspect mortgage fraud related to your home.